Discover Financial Services
DFSFinancial Statements
Income Statement (Annual)
Amounts in millions
2024
12/31/2024
Revenue
20,020
Cost of Revenue
2,110
Gross Profit
17,910
Gross Margin
89.5%
Operating Income
17,676
Operating Margin
88.3%
Net Income
4,535
Net Margin
22.7%
EPS (Basic)
$17.71
EPS (Diluted)
$17.71
EBITDA
0
EBITDA Margin
N/A
2023
12/31/2023
Revenue
9,842
Cost of Revenue
0
Gross Profit
9,842
Gross Margin
100.0%
Operating Income
5,114
Operating Margin
52.0%
Net Income
2,940
Net Margin
29.9%
EPS (Basic)
$11.26
EPS (Diluted)
$11.26
EBITDA
0
EBITDA Margin
N/A
2022
12/31/2022
Revenue
13,337
Cost of Revenue
0
Gross Profit
13,337
Gross Margin
100.0%
Operating Income
7,607
Operating Margin
57.0%
Net Income
4,374
Net Margin
32.8%
EPS (Basic)
$15.47
EPS (Diluted)
$15.42
EBITDA
6,279
EBITDA Margin
47.1%
2021
12/31/2021
Revenue
12,087
Cost of Revenue
0
Gross Profit
12,087
Gross Margin
100.0%
Operating Income
7,064
Operating Margin
58.4%
Net Income
5,422
Net Margin
44.9%
EPS (Basic)
$17.84
EPS (Diluted)
$17.84
EBITDA
7,595
EBITDA Margin
62.8%
2020
12/31/2020
Revenue
11,088
Cost of Revenue
0
Gross Profit
11,088
Gross Margin
100.0%
Operating Income
1,435
Operating Margin
12.9%
Net Income
1,141
Net Margin
10.3%
EPS (Basic)
$3.60
EPS (Diluted)
$3.60
EBITDA
0
EBITDA Margin
N/A